Attorney Chuck Pappas successfully secured the full bodily injury insurance limits of $100,000 for a client who was struck by a vehicle in a Wellesley, Massachusetts parking lot while walking into work. This pedestrian vs. motor vehicle accident case involved disputed liability and required extensive legal advocacy to achieve maximum compensation for our client.
Overview of How the Accident Happened
Our client was walking into work on her employer's property when a motor vehicle came directly at her. Though the vehicle did not knock her down, she was forced to extend her arms defensively to protect herself from the oncoming car. The impact of her outstretched arms against the vehicle caused significant injury to her left shoulder. The driver briefly stopped and apologized before driving away from the scene.
Fortunately, our client was able to obtain the license plate number of the vehicle, which proved crucial in pursuing her claim.
Summary of the Injuries Suffered
Following the accident, our client experienced immediate pain in her left shoulder and left work early to seek medical attention. Medical evaluation revealed significant shoulder injuries including:
- Torn rotator cuff
- Bicep labral complex tear
- Additional shoulder injuries requiring surgical intervention
- Need for orthopedic surgery and extensive rehabilitation
Her orthopedic surgeon recommended surgery to repair the damage, which was successfully performed with workers' compensation covering the medical costs.
Workers' Compensation Benefits
Since the accident occurred on her employer's property while walking into work, workers' compensation applied to this case. The workers' compensation system provided:
- Payment for all medical treatment and surgery
- Total disability benefits during recovery
- Coverage until she was cleared to return to work by her surgeon
Our client successfully returned to work after her recovery period.
Legal Challenges and Victory in the Third-Party Personal Injury Case
Initial Insurance Denial
When Attorney Pappas immediately investigated the accident and identified the driver and insurance company, he served notice of a bodily injury claim. This is considered a third-party personal injury claim since our client was also receiving workers’ compensation. However, the insurance adjuster investigated and completely denied liability, claiming there was no contact between our client and their insured's motor vehicle.
Aggressive Legal Action Taken
Faced with this denial, Attorney Pappas filed a lawsuit in Middlesex Superior Court to fight for his client's rights. Through thorough discovery and depositions, he was able to build a compelling case that proved the insurance company's denial was unfounded.
Maximum Settlement Achievement
Attorney Pappas's persistent advocacy resulted in securing the full bodily injury insurance limits of $100,000 for his client. Additionally, he negotiated a significant reduction in the workers' compensation lien, ensuring our client received the maximum possible settlement proceeds.
Key Takeaways
This case demonstrates several important points for accident victims:
- Don't accept insurance denials at face value - Insurance companies often deny valid claims – this is a common tactic they use to avoid paying accident victims the compensation they deserve.
- Document everything - Getting the license plate number was crucial to this case's success
- Workers' compensation and personal injury claims can coexist - You may be entitled to benefits from both.
- Experienced legal representation matters - Professional advocacy can mean the difference between denial and maximum compensation.
Don’t Let Insurance Companies Deny Your Valid Claim
If you’ve been injured in a parking lot accident, motor vehicle collision, or any personal injury incident in Massachusetts, don’t let insurance companies dismiss your claim.
Framingham personal injury attorney Chuck Pappas has the experience and determination to fight for your rights, even when insurance companies deny liability. This case proves that with proper legal representation, you can overcome insurance company denials and secure the compensation you deserve.
Contact Attorney Chuck Pappas today by calling (508) 879-3500 or contact him online for a free consultation. Don't let insurance companies take advantage of you - get the experienced legal advocate you need to protect your rights and maximize your recovery.
Time limits apply to personal injury claims. Don't wait - call now to protect your legal rights.