If you’ve been injured in a car crash, slip and fall, or any negligence-based incident in Massachusetts, it’s critical to understand your legal rights. These rights protect your ability to seek compensation for medical expenses, lost income, pain and suffering, and other damages caused by someone else's negligence. Without a clear understanding of what you’re entitled to under Massachusetts law, you risk being taken advantage of by insurance companies that are focused on minimizing payouts.
No matter where your accident occurred – whether in Framingham, Worcester, Milford, or anywhere else in the Commonwealth – having a solid grasp of your legal rights can make a significant difference in the outcome of your case. An experienced personal injury attorney can help you navigate the claims process, gather essential evidence, and advocate for the full compensation you deserve. Don’t leave your recovery to chance; knowing your rights is the first step toward protecting your future.
1. You Have the Right to Compensation for Your Injuries
Massachusetts personal injury law allows you to recover financial compensation if you’ve been hurt due to someone else’s negligence. This includes damages for:
- Medical bills
- Lost wages
- Pain and suffering
- Permanent impairment or disability
Whether you were rear-ended on Route 9 in Framingham or Natick or slipped on unsafe property in downtown Worcester, you have the right to hold the at-fault party accountable.
2. You Have the Right to File a Lawsuit Within the Time Limit
If you’re unable to reach a reasonable settlement to compensate you for your injuries and damages – or if the insurance company denies your claim – you have the right to file a personal injury lawsuit in Massachusetts. However, you must act within the statute of limitations, which is generally three years from the date of the injury (per M.G.L. c. 260 § 2A). Failing to file your lawsuit within this time frame could permanently bar you from recovering any compensation.
3. You’re Entitled to Have Medical Bills Paid Under PIP
Massachusetts follows a “no-fault” auto insurance system for car accidents. If you’re injured in a car crash, you’re entitled to Personal Injury Protection (PIP) benefits, which may include:
- Up to $8,000 for medical expenses
- Lost wages
- Costs for replacement services (like household help)
These benefits apply no matter who caused the crash and are crucial for injuries suffered anywhere from Marlborough to the Mass Pike.
4. You Have the Right to Choose Your Own Doctor
You are not required to see the insurance company’s preferred providers. In Massachusetts, you choose your own doctor, specialists, and treatment plan. This is especially important for serious or long-term injuries like concussions, fractures, or whiplash, which may require continued care in towns like Natick or Shrewsbury.
5. You Have the Right to Be Free From Insurance Company Pressure
Insurance companies may use delay tactics, lowball offers, or unfair settlement practices. Fortunately, Massachusetts laws – Chapter 93A and Chapter 176D—protect consumers from bad-faith behavior. If your insurer violates these laws, you may be entitled to triple damages and attorney’s fees.
6. You Have the Right to Hire a Massachusetts Accident Attorney
You have the right to consult and hire an experienced Massachusetts personal injury attorney. Our Framingham based personal injury firm at Mahaney & Pappas, LLP, offers:
- Free consultations
- No fee unless you win
- Decades of experience in negotiating, litigating, and protecting our clients’ rights across Worcester, Framingham, and surrounding areas.
Accident victims in Massachusetts almost always benefit from working with an experienced personal injury attorney because insurance companies are primarily focused on minimizing payouts – not ensuring fair compensation. A seasoned attorney understands the nuances of Massachusetts personal injury law, knows how to properly value claims, and can skillfully navigate the complex negotiation and litigation process. They can protect your rights, gather critical evidence, and advocate on your behalf to ensure you are not pressured into accepting a lowball settlement. Simply put, having a knowledgeable lawyer levels the playing field and significantly increases the likelihood of securing the compensation you truly deserve.
7. You May Still Recover Compensation Even if You Were Partially at Fault
Massachusetts follows a modified comparative negligence rule. You can still receive compensation if you were less than 51% at fault, although your damages will be reduced by your share of responsibility. This applies in many cases—from vehicle accidents to pedestrian injuries and workplace incidents.
Get Help Protecting Your Rights
Injured individuals across Massachusetts—from Boston to MetroWest to Central MA – deserve to have their rights protected. Don’t leave your future in the hands of the insurance companies. At Mahaney & Pappas, LLP, we are committed to ensuring you get the care, support, and compensation you deserve.
Call us today at (508) 879-3500 or contact us online for a free consultation and let our experience work for you.
